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Benefits Calculator

July 20, 2025

Our friends at Money Helper have a free and impartial benefits eligibility checker to help make sure you are getting all of the benefits you are entitled to and what you have to do to claim them. It takes just 5 minutes to check and is completely confidential.

Check your benefits now

Why it’s important to check your benefits

The calculator helps you to see if you could claim extra payments, like Universal Credit and Child Benefit. Or other helps and grants, like free school meals and money towards your heating bills.

Many people assume they’ll automatically be told if they’re entitled to financial support, but that’s often not the case. Benefits can be complex, circumstances change, and the government changes what benefits are available. Support that someone qualified for a year ago may look very different today.

Checking benefits isn’t about labels or hardship. It’s about making sure you’re not missing out on help that exists specifically to support people through everyday pressures. You can check to see if you can get help with housing costs, caring responsibilities, health changes, or fluctuating income. Even small entitlements can make a meaningful difference to monthly budgets.

That’s why tools like the benefits calculator from MoneyHelper are so valuable. By answering a few simple questions, you can quickly see what support you might be eligible for, without having to navigate multiple government websites or decipher complicated guidance.

It’s also worth checking regularly. Changes in pay, household size, rent, or health can all affect eligibility.

Ultimately, ensuring you’re receiving the support you’re entitled to helps create more financial breathing room. Which makes it easier to plan ahead, manage borrowing responsibly, and feel more in control of your money.

How the benefits calculator works 

  • Answer simple questions for a quick estimate of how much you could get.
  • Enter more details to see a full list of the benefits, payments or vouchers you could qualify for and how to claim them.
  • Your information is confidential. We don’t store or share it with anyone else. 
  • The calculator should be used as a guide and might show you benefits you’re already claiming.

Additional help

You can also visit Money Helper for more links to a local specialist who can help you with a full benefits check, or to other government benefits calculators too.