Featured posts
7 steps to good money habits
Get into these habits and see how you can be better prepared for life’s ups and downs.
Looking after your financial wellbeing
Helping you to feel okay about money – to feel safe, calm and more confident about your money decisions.
We’re building better communities
With every new member we are helping and supporting our local community. Helping you and others to grow.
Making good money decisions
View moreHow to choose a loan
What kind of loan is best for you? It’ll depend on how much you want to borrow and what you want to use it for. Check out our guide to get the lowdown before making a decision.
We’re building better communities
With every new member we are helping and supporting our local community. Helping you and others to grow.
Avoiding loan sharks
Borrowing money from anywhere that isn’t a bank, community bank, credit union or approved lender is full of difficulty and danger – from broken relationships to spiralling debts. Find out how to borrow from places that are safe and secure.
Seeking help with money worries
Where to go when you are you struggling with debt
Being in debt can feel scary and overwhelming.
If this sounds like you, please know this: you are not alone, and help is available.
Struggling to make payments on your loan?
If you’re having difficulty in paying us back, here’s what we can do to help.
Money worries and mental health
Money worries often affect our mental health. And our mental health can contribute to our money worries. This guide is full of information and support, with many different places you can turn to for help.
Money and mental health are often linked
According to the Money and Mental Health Policy Institute:
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Nearly half*
of people in problem debt also have a mental health problem (*46%)
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1.5m
people experience both problem debt and mental health problems
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Over 7 in 10*
people surveyed said their mental health made their financial situation worse (*72%)
Money management
How to build a rainy day fund
For many of us, having money left over before our next pay day is a luxury we dream of. In this guide you’ll find lots of hints, tips and ideas for how you can break that cycle and build a rainy day fund for life’s unexpected events.
How to create and stick to a budget
Budgeting is a real life skill. And one that can be thrown off-course all too easily.
In this guide you’ll find the steps to help you budget and make your money go further.
10 ways to reduce your bills
Forever on the rise, while paying bills is necessary, it’s never fun! This guide helps you to find ways to reduce your bills and put more money back in your pocket.
Understanding money
What is a Consolidation Loan?
Consolidation loans are a type of loan that helps you to reduce your payments on more than one other debt by paying them off with a single, more manageable loan. Find out everything you need to know about consolidation loans.
Why are we called a community bank instead of a credit union?
Find out whey we’re now called a community bank even though nothing has changed about how we are run.
We’re still owned by our members – the people who save and borrow with us.
What is financial inclusion?
Financial inclusion is a term used by organisations such as governments and industry bodies to make sure everyone has fair access to financial services.
Find out more about what that means.
According to the Financial Conduct Authority
UK Financial Lives 2024
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Nearly 1 in 5*
people have low confidence in working with numbers (*19%)
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9.8m
people struggle with the meaning of and working out financial numbers
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6.5m
people rate their knowledge of financial matters as very low or are not confident managing money
All things Benefits
Benefits Calculator
Are you claiming everything you’re owed? Use this handy benefits calculator to find out.
Using child benefit for a Family Loan
Did you know that a family loan uses child benefit to pay off? It’s a great way to spread the cost of big expenses such as school uniform and shoes.
Managing your bills with a Scuba account
Pay your benefits into a Scuba account and we’ll make sure all of your bills are covered before giving you what’s left. That way, you’ll never miss an important bill payment again.
