Expected to find Sheffield Credit Union or LASER? You've come to the right place. We're now called South Yorkshire Community Bank. Read more about our name change

Money Worries

Where to go when you are you struggling with debt

Being in debt can feel scary and overwhelming.
If this sounds like you, please know this: you are not alone, and help is available.

Benefits Calculator

Are you claiming everything you’re owed? Use this handy benefits calculator to find out.

What is a Consolidation Loan?

Consolidation loans are a type of loan that helps you to reduce your payments on more than one other debt by paying them off with a single, more manageable loan. Find out everything you need to know about consolidation loans.


Struggling to make payments on your loan?

If you’re having difficulty in paying us back, here’s what we can do to help.

Avoiding loan sharks

Borrowing money from anywhere that isn’t a bank, community bank, credit union or approved lender is full of difficulty and danger – from broken relationships to spiralling debts. Find out how to borrow from places that are safe and secure.

Money worries and mental health

Money worries often affect our mental health. And our mental health can contribute to our money worries. This guide is full of information and support, with many different places you can turn to for help.

Gambling support

If you’re finding it hard to stop gambling, or are using gambling hoping to win big and fix your money worries, this guide is full of help and support to get you on the road to recovery.

What is financial inclusion?

Financial inclusion is a term used by organisations such as governments and industry bodies to make sure everyone has fair access to financial services.

Find out more about what that means.